The Mortgage and Insurance Bureau
Follow us on Twitter See us on Facebook
0800 1444 744
Latest News Headlines

Critical Illness Cover

Most people don’t like to contemplate what would happen if they were diagnosed with a critical illness, however not considering it would cause further heartache.  With survival rates on the up, critical illness cover could provide that all important financial cushion for your future needs.

In the wake of a critical illness, survivors can be faced with major financial difficulties, not all can return to work and many need home modifications or private therapeutic care.

Critical Illness Insurance pays out a tax-free lump sum on the diagnosis of certain life-threatening or debilitating (but not fatal) conditions including heart attack, stroke, cancer and major organ transplants.

Many people buy Critical Illness Insurance when they take on a major commitment, like a mortgage, or start a family. However, since we’d all like to have our financial commitments lightened if we were to suffer a serious illness or injury, the cover is relevant for most of us at any time.

Critical illness cover premiums tend to rise with age and will depend on both yours and your family’s medical history.  Consider linking your critical illness cover alongside life insurance, this can reduce the costs.


The Mortgage & Insurance Bureau was created in 2003 in order to meet increasing demand from clients for advice on the ever complex mortgage market.

Our typical clients are busy, successful people who demand a high level of service. They want to deal with professional, knowledgeable staff, who are experts in their field.

Since our launch, The Mortgage & Insurance Bureau has established itself as one of the Region’s leading mortgage brokers and has won numerous industry awards for our service and performance.

Our staff have decades of experience in the mortgage industry and there are few challenges we cannot meet.